TO APPLY FOR FINANCIAL AID:
You can apply online instead of using the paper form. A personal identification number (PIN) may be used instead of sending a signature page when applying over the internet. You will receive confirmation that your FAFSA has been processed by the Department of Education. If you included an email address on your FAFSA, you will receive a Student Aid Report (SAR) notification in response, by email. If you did not include an email address, you will receive a paper SAR in the mail. Either form of the SAR allows you to review the information you submitted and to make corrections, if any are needed. The SAR summarizes all the information you provided on your FAFSA. Your SAR will usually contain your Expected Family Contribution (EFC), the number used in determining your eligibility for federal student aid. Your EFC will appear in the upper right-hand portion of your SAR. The SAR is required to determine eligibility for all federal programs. If you are selected for verification, you must provide additional income information to the Specs Howard Financial Aid Department. This may include tax forms, social security statements, TANF statements, and worksheets, as necessary. Please note that all documents must be signed.
To schedule an appointment with a Financial Aid Officer, call (248) 358-9000.
Your Financial Aid Officer will discuss your eligibility for all the federal financial aid programs that the Specs Howard School participates in. The following is a brief description of those federal financial aid programs:
Federal Pell Grant: The federal Pell Grant program is a type of financial aid that does not require repayment. Funds are awarded based on need, as determined by a standard formula, and are only available to students who do not already have a bachelor’s degree. To apply for a federal Pell Grant, the student must complete the Free Application for Federal Student Aid (FAFSA) and meet with the Financial Aid Department at the Specs Howard School, which will conduct a needs analysis for the student.
Federal Supplemental Educational Opportunity Grant (SEOG): The federal SEOG program is a type of financial aid that does not require repayment. This grant shall be awarded to students that demonstrate financial need and have an “automatic-zero EFC” (see the Financial Aid Department for details). The amount awarded to each student and the number of students receiving the award will be determined by the Financial Aid Department. If the funds must be returned for any reason, including but not limited to withdrawal, the award may be given to another student. If a student’s enrollment status changes prior to disbursement, his or her award may be given to another student, depending on the availability of remaining federal SEOG funds.
Federal Direct Subsidized Loan: The federal Direct Subsidized Loan is a loan made available to students to help fund their education. The federal Direct Subsidized Loan is need-based. In order to apply for this loan, the student must be in need of aid, as determined by a standard formula. Students who wish to apply for a federal Direct Subsidized Loan must complete the Free Application for Federal Student Aid (FAFSA) and meet with the Financial Aid Department at the Specs Howard School, which will conduct a needs analysis for the student. Repayment of a federal Direct Subsidized Loan begins six months after the last date of attendance.
Federal Direct Unsubsidized Loan: The federal Direct Unsubsidized Loan is a form of financial aid that is not need-based, although students who wish to apply for a federal Direct Unsubsidized Loan are still required to complete the Free Application for Federal Student Aid (FAFSA) and meet with the Financial Aid Department at the Specs Howard School. Repayment of the principal loan amount will begin six months after the student’s last date of attendance. Payment of interest on the unsubsidized portion is the responsibility of the student during school and during the six months prior to the start of repayment of the loan amount.
Federal Direct Plus Loans For Parents (FPLUS): The federal Direct Plus Loan program is a form of financial aid that is not need-based. Students whose parents wish to apply for a federal Direct Plus Loan are required to complete the Free Application for Federal Student Aid (FAFSA) and meet with the Financial Aid Department at the Specs Howard School. Repayment of the federal Direct Plus Loan begins while the student is enrolled, unless other arrangements have been made with the lender.
ENTRANCE & EXIT COUNSELING
All Direct Loan borrowers at the Specs Howard School must complete entrance and exit loan counseling. Loan counseling can be completed online by visiting https://studentloans.gov/myDirectLoan/index.action. Entrance counseling is a federal government requirement that requires students to complete a student loan entrance counseling session prior to obtaining a Federal Direct Loan. The purpose of entrance and exit counseling is to help students understand their rights and responsibilities as a student loan borrower.
Decide whether or not you would like to enroll in the Specs Howard School of Media Arts.
To enroll with financial aid funding, you must have your Financial Aid Eligibility determined before class starts. (NOTE: Students must reapply for financial aid each academic year.)
Academic Year definition: An Academic Year consists of 24 credit hours earned over 32 weeks of instructional time.
Definition of a full-time student: A full-time student is any student pursuing 12 credit hours in a payment period/one semester.